My wife who is 8 months pregnant has been out of work for several months, but was protected with FMLA. She has ran out of fmla leave and has now been terminated. Will she qualify for insurance through COBRA?...with her being pregnant this would be the only way we can afford the pregnancy.
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If she was on FMLA, she will qualify for COBRA. She will get notified about 10-21 days after termination.
To be on FMLA, the company must have 50 employees.
All companies with group insurance and 20 or more employees must offer COBRA
Unless = her company stops paying her insurance while on FMLA and she did not make the supplemental payments = if this is the case, she has probably already been kicked off insurance.
If she had health insurance before through her employer, she can CONTINUE to stay on that insurance, IF her employer is "Cobra eligible", or if you have a mini-cobra in your state. She will have to pay the full amount, and likely pay back any portions she owes for coverage she had on FMLA while she didn't have payroll deductions.
Probably. However, it depends on many things that you did not say. For example, in most states, if her employer is too small, then none of their employees qualify for COBRA. But, as a general rule, the answer is probably yes.
Yes, so long as the company is required to offer COBRA (has 20 or employees, etc..)