Hi, my mom was in a minor accident with a hydro truck. We live on a small road off a highway and there is no turning lane. She was about to turn in(left) and had to wait for a small car to go and the hydro truck( its for electricity, if I wasnt clear) attempted to pass her on the shoulder. He had some sort of boom sticking out quite far and when he went to pass her on the shoulder the boom hit her truck. What I was wondering is the insurance going to cover the damage( my mom is fine) or will they find excuses like she should've let him go past her ahead of time. Our insurance is ICBC(from british columbia, canada) if that matters.