How do car rentals work?

So I plan on renting a car, but I really want to reserve it. Thing is, I won't have all the money until the day I have to leave..

Is the deposit due when you reserve it?

Or can I just reserve the car and pay for it when I go in to pick up the car?

Also, what all will I have to do if I don't reserve it the day I go pick it up? Just sign a few things or is it a long process?

Thanks for the help in advance!

Update:

Wow ok um. I've been to the car rental place. My mother is putting everything in her name because she is the one driving me. And they said they'd take a debit card as long as it is ran my a major cred card name, which would be Visa in my case. And I obviously need the money to put in my bank account for them to take it out.

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