Verified answer

you put money into the account and draw on it as needed...

it is not free..you have to keep track of all expenses as well as checks written..

or stuff will bounce and you will be hit with fees/hard......if yu are not good with that

type of record keeping, then stay away from it and use cash.

debit cards pull money direct from your bank account at that moment....checks are written for

amounts of purchases and will be deducted from the account...but nothing happens till you have the

money to work with.