Verified answer

First of all do you have dental insurance? Copay is your portion to pay, what you owe out of pocket. Insurance is only estimated to cover a certain percentage of the fee and you would have to pay the difference. So lets say you need a filling and the fee is $100, and your insurance is estimated to pay 80%. So insurance is estimated to cover 80 bucks and you would have a copay of $20. Can you explain more in detail. I hope this helped if your still not understanding.