My friens .ives in Va and has auto ins coverage there. He was in Mcihigan and his brother in law was driving his car. A lady hits him from behind. Who pays the damages to the car?
If your friend policy allows other drivers and insured on comprehensive basis then the your friend policy should pay for the repairs and as there is another person responsible for the accident the insurer of your friend may recover from other drivers insurer. Alternatively the insurer of the person at fault should also be able to pay of repairs. Of course the damage cannot be indemnified twice.
If your friend's policy is insured for third party liability only then that policy will not be liable. However the only way is to claim from the insurance company of the person at fault should compensate for the damage.
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Anyone can pay the damages for the car. But it should be the responsibility of the woman who rear-ended them.
If your friend policy allows other drivers and insured on comprehensive basis then the your friend policy should pay for the repairs and as there is another person responsible for the accident the insurer of your friend may recover from other drivers insurer. Alternatively the insurer of the person at fault should also be able to pay of repairs. Of course the damage cannot be indemnified twice.
If your friend's policy is insured for third party liability only then that policy will not be liable. However the only way is to claim from the insurance company of the person at fault should compensate for the damage.
shes at faught its the law in MI