Verified answer

A car crash is only murder if it was intentional or a result of the driver acting negligently.

I am not really sure how suicide fits into this...do you mean you want someone else to get YOUR policy or you want someone dead to get THEIR policy...(hypothetically speaking, of course!....I hope.)

Most insurance policies have only a "cooling off" period for suicide exemptions like 2 years. It prevents people from taking out a ton of insurance and killing themselves the next day. But if you experience depression and kill yourself 5 years down the road...lots of companies will still pay it out.

Yes it could.

For murder there are two things that you need - firstly actus reus which means a guilty act, and mens rea which means a guilty mind. Mens rea basically refers to intent.

If you intended for someone to die to get money from life insurance or a will it is murder providing that you somehow physically contributed to the death - if you deliberately crash your car or if you sabotague someone else's car this is enough if it results in death.

However, not all car accidents are intentional. Some may be manslaughter - this is a crime that requires an act which kills someone but it has a lesser intent - for instance you may have only intended to hurt them or it could also involve gross negligence - say for instance if you were driving while drunk or high which resulted in the crash.

Furthermore there are also other charges that a vehicular homicide could result in such as culpable driving which is a lesser charge of manslaughter but still involves some form of negligence.

You're right in that, generally suicide or murder is not covered in life insurance policies (or sometimes for the first year or so). This is to protect people from taking out insurance on someone who is suicidal or who they're planning to murder so they can benefit from the policy. In regards to wills, you can still receive the money if the person was murdered or committed suicide, providing there is no clause in the will stating otherwise (which would be very rare) or as long as you had no involvement in the matter.

This is a sick question.

An accidental car crash that results in the death of someone else is not considered "murder". Notice i said ACCIDENTAL car crash.

In order for a death to qualify as murder, there has to have been the intention to kill, either expressed or implied. Hypothetically if you were looking to cash in on someone's life insurance by killing them in what appears to be an accidental car crash, it would then be considered murder because that was your intention: to cause death.

Involutnary manslaughter is the unintentional death of someone while in the comission of a crime. If you were robbing a bank or fleeing from the police in a high speed car chase, then it would be considered manslaughter because you were in the comission of a crime, but did not intend for bodily harm to come about.

Voluntary manslaughter is causing the death of someone in the heat of passion. Catching a lover in bed with your wife, taking out a shotgun and killing them. There's no afforethought attached to the killing but death was caused.

What you're talking about is murder plain and simple.

It depends on how the police evaluate the accident, whether someone behaved recklessly.

There was an accident in Kentucky, where the driver of a pick up truck was drunk, and this led to 27 children from a school bus getting killed. The attorney general for the state of Kentucky went after the death penalty for the drunk driver on that one.

Car crashes are usually accidental. Murder is generally an intentional killing.

I believe it would be considered vehicular manslaughter, i.e. killing a person with a car. Even though the "killer" in question intended to die themselves, they did not intend to kill the specific people that they hit. Murder must have intent. If they wanted to kill a family member, for example, and purposely hit that person in their car, that could be considered murder.

Yes. If you cause someone's death it is murder or at the very least manslaughter. Enjoy your time in prison without the blood money.

only if the car crash was a caused effect by another person not by slippery roads or deer running in front of the car

Ask Laura Bush

It can if you do it on purpose, run a light or if you are drunk, etc., but most car crahes are accidents and most of the time you will just get a fine or ticket for alot of money like thousands of dollars and if you arent luckey the family will sue you in court for even more money!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!